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Re:New Mastercard and Discover debit/gift/prepaid requirements

    May 11 2011 17:18:54


    Mal Stewart

    Join date : 2008-09-18      Posts : 135

    Hi Jon,

    If you read those FAQs carefuly you will see that they have been updated because MC/Discover backed away from this in the end:

    "UPDATE: E-commerce merchants are now only required to provide support for authorization reversals."

    I wasn't surprised, it was pretty onerous stuff.

    Reversals would only be an issue if you were using Authorize only, most merchants Authorize and Capture. In that case you should reverse the transaction in your Authorizenet account if you didn't want to capture the payment and proceed with shipping the goods. It lets the person use their balance for something else.


    Mal's E-commerce Ltd